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Monnn-ay!
Ching ching - bling bling, it’s monay monay monay MONNN-AY!!!
It’s weird talking about money for some, for others it’s a religion they live by. Some people lend money to everyone, others lend without ever expecting it back, and others guard their cash penny by penny!
They say money can’t buy you happiness, but when you don’t have money that seems like a load of bull huoay! I’ve even caught myself saying, well if I had ‘the money’ I could go on that vacation, I could take go to that $20,000 year long acting class in Vancouver I’ve been dying to take, or I could buy those really cute $770 Jimmy Choo studded heels I oogled in this months Life & Style mag. But alas I can’t.
The truth is most of us in our twenties are in debt up the wazoo!! Unless we have rich parents, were taught to save properly; or never had to take out a loan/ use a credit card then we’ve been caught in the trap.
The money trap that is. SO how do you get yourself out???
Some quick and easy steps are to:
- Start up a savings account where the money is directly taken off of your paycheck
- Look at consolidating your payments into one big loan (helps with paying off the chunk not just the interest)
- If you’re in serious debt, check out a debt solutions company (be careful they aren’t making you claim bankruptcy)
That should help you start to weed yourself out…
So what if you DO have money? What if you have thousands just sitting in the bank doing nothing what should you be doing???
INVEST INVEST INVEST!!!
Some of the things you should be doing at the very least are:
- Put your money into a high interest savings account, so you’re making money on the money sitting there
- Opening a GIC/RRSP account - save for your future guys, you don’t want to work forever!!
- Invest in property, buy yourself a condo our house, renting wastes money
You should also look into investing into pre-construction properties so your money doubles, you can also invest in stocks/bonds and buy shares in companies…
The best part about being single in your twenties, is if you have yourself a little stash you can afford those luxuries that your married friends with kids, won’t find sensible!
But whether you’re in the red or in the green, now’s the time to make those important future financial decisions, so make an appointment with your bank’s financial advisor or call up an investment house to discuss what your money can do for you!!
Keep stackin’ up da chedda!
SP
Loading ...Cheaters
CHEATERS BE WARNED!!!
I have never cheated on anyone, but I have BEEN cheated on – and to be honest, I don’t think there is a worse more disturbing feeling. It makes you feel like you are not enough emotionally or physically for the person you are with. My number one in a relationship is “trust” and as far as I am concerned, if you don’t have that, you have nothing. I have never stuck around after a man cheated, and to be honest I have no idea how anyone can. Not only does your partner obviously have zero respect for your feelings, but to top it off, apparently they have no respect for your safety!! With all of the STD’s etc out there today, how anyone that supposedly “loves” you could throw you in harms way for their own selfish reasons is not someone that you should even waste your time with. And how could you after that, get into bed with them every night and be okay with knowing that they have been intimate with someone else behind your back?
One thing I have never understood is why they do it – I have been in relationships before where I have been tempted, believe me!! But if anything, that just made it easier for me to end the relationship because it made me realize that I was not supposed to be with that person! It’s not that hard to break up with someone if you want to have sex with someone else. If you don’t, it’s just selfish! And if you do feel like you want to have sex with others – know that either you are not with the right person at all, or you are not with the person you need at this particular time in your life.
If you are a cheater, you should really take a look in the mirror and re-evaluate your morals and values in life, and how you want to be seen by everyone around you. Because once you get the reputation as a cheater, there is no coming back from that.
Cheaters make me mad ….Just DUMP US!!!!! Trust me – we would appreciate that 100% more!! And maybe you will spare us some std’s while you’re at it.
Katie
Rate This (average: 4.88 )Work It Baby, Work It!
We all know that we need to work out and eat healthy but we also know that gym memberships and organic foods don’t come cheap. As a young twenty something living on my own I know how hard it is to cough up the near $1000 a lot of gyms charge for a yearly membership. So what do we do? LOTS!
Even in our small or cramped pads there are plenty of exercises we can do ourselves. Motivation is one of the most important aspects of working out, especially on your own. If you can find a buddy to jog with that’s great. Peer pressure definitely helps when it comes to pressuring you to work out (unless your friend is Jill Clark…she’s a jog procrastination queen!) You don’t need a full size gym to maintain that bikini body. The exercises outlined in our episode work great and if you want to up the ante, find household items to use as weights. (Think bicep curls with paint cans!) Also, you could try doing sit-ups while watching TV or push ups while waiting for your dinner to come out of the oven. Don’t feel discouraged about working out just because you can’t afford to go to a gym, work what your mama gave you from the comfort of your own home!
And finally, don’t give in to all those fast food urges. Know that it is just as affordable to buy healthy foods as it is to buy that McDonald’s Big Mac everyday. In saying that though, remember that moderation is key. You don’t have to give up all bad foods, just don’t eat them as often and you will notice a difference in how you feel and look!
Eat right, stay fit and enjoy this summer in your bikini! See you on the docks!
xoxo
Sabrina
Time To Go
Ever been stuck in a relationship that just isn’t working? I know exactly how you feel. Jill and I were joking the other day that each of us could write an encyclopedia on our bad relationships. I always wished that I could just hit the delete button and make it go away however, in the real world that just doesn’t work.
Sometimes I think I’ve seen them all. Boring relationships, angry relationships, abusive relationships. . . It’s so hard to recognize that you are in a crummy union but here a few signs you should be looking out for. If your partner on several occasions belittles you or insults you to make themselves feel better or to make you uncomfortable that is a sure sign that there is a big problem. Even the best of us can lose our cool in the heat of the moment but we usually apologize for saying nasty things after we cool down. We might even say negative things that can be taken the wrong way. Confront them about their nasty words and they usually will say they’re sorry but if you get no remorse from them, it may be time to move on.
If there is ever any physical abuse (from you or your partner, it goes both ways people!) that is a major red flag. Using that kind of behavior in the heat of the moment is absolutely unacceptable regardless of the situation. If this is happening to you there is so much support out there if you need help getting out of an abusive relationship whether it be confiding in your close friends or many of the abuse hotlines that you can find in the phone book. They’ll also have a list of shelters that will be able to give you lots of advice and support if you find yourself in this situation. You are not alone and it is not your fault!
If, for whatever reason, you’ve decided that your relationship has soured, you have several options as to how to end it. There’s the classic phone break up (not recommended), the avoid-and-drop-off-the-face-of-the-earth approach or my favorite, the messenger break up (it has happened to me). Ok wait, none of those seem so great. I’ve always tried to use a break up method that reflected the relationship. In other words, I’ve executed it with the same amount of respect my partner has afforded me and always tried to retain some class. I avoid pointing fingers and name calling because that always ends poorly and makes us both upset (if they were a real jerk you can always use those names when describing them to your friends). If you are unsure of how they may take the news it’s best to do it in a public place so they can’t make a scene and you can make a quick getaway.
All in all you can’t make a formula for an easy break up. They stink and nobody really wants to do it. The best you can do is learn from your experiences in the relationship and try to recognize patterns and personality traits that led you to the split. That way you don’t have to repeat awful experiences and you can find your true prince/princess charming.
Cheers!
Sammy
View Episode 73: Time To Go
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Starting your own Biz
Tired of working for the man? Or…the woman? Or anyone? Cool. Maybe it’s time to start chasing your dream and run your own business! I know first hand how much work, and determination you need to put in to make your adventure a success no matter what it is. But I also know how massively rewarding it can be.
One piece of advice I can give you is to find out as much as you can about the field you are planning to launch your business in. All of it! You need to know the good, the bad and the ugly so you go in with your eyes open.
Make an effort to talk to business owners (industry related or not) for any information or tips they might have. There are a million invaluable little nuggets that you may not have thought of that someone else can shed some light on.
You can also take that meet-and-greet mindset up a notch by attend different networking parties where you can meet lots of new people in your chosen field. And keep in mind EVERYONE is a contact. The Six Degrees of Kevin Bacon is not just a movie trivia game, but a philosophy that affects business. That person you’re chatting with may have no idea about the business you’re in…but his sister just happens to work for your dream client! So maybe it’s not a foot in the door. Maybe it’s just your big toe in the door. The point is…the door is open. So be nice, follow up with a call or email and start working your connections.
Get to the point! Lots of people seem to have the mindset of asking for a favor from a potential new client or sponsor. So they start off with a “sorry to bother you…” approach. Kind of a negative foot to start on. My producer always talks about how in Canadians tend to think defensively (“I don’t want to interrupt”, “I should go slow incase it doesn’t work”, “Is this a bad time?”) whereas Americans tend to think offensively (“You have to check out this offer”, “I can really help your business”, “Give me two minutes of your time.”).
Which one do you think will get you better results? You can still be polite and charming…and assertive.
Finally, never under estimate the power of guerilla marketing and old fashion word of mouth. In my opinion, word of mouth can be the best and most effective form of advertising. It has been the biggest and most effective marketing tool for
TwentySomething and we have been fortunate enough to have our small army of viewers spread the word to their friends to create and even bigger army.
Today and Internet series…tomorrow THE WORLD!!!
Now there is a business plan!
Peace
J
View Episode 72: Starting Your Own Biz
Right click here and select "Save Target As" / "Save Link As" to download